Key steps in drawing up a budget There are a number of key steps you should follow to make sure your budgets and plans are as realistic and useful as possible. Make time for budgeting If you invest some time in creating a comprehensive and realistic budget it...

Today I continue with the second post in my series on the benefits of planning.  In this post I cover what a typical business cycle plan is, benefits of a business plan, and the first steps in creating a budget. A typical business planning cycle Review...

Whether you’ve just started your business or your business has been operational for some time, it's essential to plan and tightly manage its financial performance. Creating a planning process is the most effective way to keep your business and its finances on a path for...

By Tony Fremarek | A Fractional CFO, LLC A CFO is responsible for managing the financial operations of a business, this includes accounting, financial reporting, cash management, budgeting, maintaining controls, capital structure issues, and financing.  Additionally, the CFO is involved in strategic planning and financial analysis...

I'm going to keep this post short.  Two questions for you. Was your business in any way shut down or limited in operations due to a government mandate in 2020, or Q1 or Q2 of 2021? Do you have employees? If the answer to both...

In this quick video, our Founder and CFO, Tony Fremarek, discusses the importance of reviewing your financial statements.  Have you reviewed Q1?  How does it measure up to your plan?  If you aren't sure where to start, or don't have a plan...

Did your business receive a PPP loan last year.  Now is the time to make sure you apply for forgiveness.  Make sure you chose the right form, and based upon the size of your loan, make sure you have the right documentation to support the...

CFO Tony Fremarek discusses the impact of The American Rescue Plan Act of 2021 on business owners.  The last relief bills have contained a number of programs to help small businesses, and business in general.  What's in this plan for business?  The answer may surprise...

Tony Fremarek of A Fractional CFO and Thomas Herman of CRO Executive RoundTable engage in a discussion around the Right Person for the Right Role.  In small to mid-sized businesses, a hiring miss can be detrimental.  It is also important to make sure that you...